Let Us Help You Benefit From Your Cash Refinance!
An excellent way to unlock the equity in your home and put cash back in your pocket. Whether you're looking to pay off high-interest debt, fund home improvements, or cover unexpected expenses, cash refinancing allows you to borrow against the value of your property at potentially lower interest rates.
Unlock Home Equity: Cash refinancing lets you tap into your home’s equity to access cash for various needs.
Lower Interest Rates: Refinancing can offer lower interest rates compared to credit cards or personal loans.
Flexible Use of Funds: Use the cash for debt consolidation, home renovations, or emergency expenses.
Potential Tax Benefits: In some cases, the interest on a cash refinance may be tax-deductible.
Ready to get started?
It's a smart, flexible financial solution designed to help you make the most of your home’s value and take control of your finances.
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Save More with a Lower Rate
Reduce your mortgage payment, and with extra cash in your pocket you can do a lot of good. Pay off other debts, make home improvements or save for retirement.
Cash Out Your Equity
Home equity is the difference between your home’s value and what you owe your mortgage lender. If you have substantial home equity, there’s the option of refinancing your mortgage and cashing out some of your equity. This offers a simple way to get your money without selling the property. A cash out refinance puts a lump sum in your hands, which you can use for any purpose.
Get a Fixed Rate Mortgage
If you’re looking for a more predictable monthly payment, now’s the time to refinance and convert your ARM to a fixed rate. With a fixed rate mortgage, your mortgage rate is guaranteed to remain the same for the duration of the home loan. It’s the perfect fit if you don’t like surprises.
Buy a Second Home or Investment Property
Bottom Line Mortgage rates are unpredictable. So if you're thinking about refinancing, now’s the time to apply for a mortgage. It doesn’t matter if you want a better rate and a lower monthly payment, or you want to convert your ARM to a fixed rate, refinancing might be the answer.
Start Your Cash Refinancing The Right Way!
No commitment. No pressure. Just the info you need.
"Loved everything so far"
"Getting refinancing my cash gave us the confidence to make a strong offer and secure our first home. It was a game-changer!"
— Sarah T., Homebuyer
"My life changed forever"
"The process was fast and straightforward. We knew exactly what we could afford, making our home search much easier."
— James W., Homebuyer
"Love Total Mortgage"
"From start to finish, the experience was seamless. The transparency and support we received made the homebuying process enjoyable and stress-free!"
— Alexis T., Homebuyer